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If you want to have a “new year, new you,” you have to do new things. In the first episode of the new year, Rachel and George share bad money habits you’ll want to ditch in 2025.

Next Steps:

• 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.   


• 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


• 🎥 Watch our video How to Start Becoming a Millionaire in 2024.

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Today’s Happy Hour Special: 🧊 Frostbite Tequila Cocktail

Recipe: The Spruce Eats

• 1 1/2 ounces tequila


• 1 ounce blue curaçao liqueur


• 1/2 ounce white crème de cacao liqueur


• 1/2 ounce cream


• Luxardo Cherries, for garnish

Instructions: In a cocktail shaker, pour the tequila, blue curaçao, crème de cacao, and cream. Fill with ice. Shake well. Strain into an ice-filled old-fashioned glass. Garnish with a cherry. Serve and enjoy.

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

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