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We’re finally at the goal-setting part of the journey — and this isn’t about overwhelming yourself with huge targets you forget by February. It’s about building goals that fit into your monthly routine so you actually hit them.

In this episode, Laura talks about:

• Why we all love a fresh start but lose motivation fast
• Why most goals never get reached (too vague, too many, no plan)
• How tracking progress creates healthy dopamine
• Why micro tracking leads to macro results
• Why 2026 is about long-term, sustainable glow ups, not overnight ones
• The power of seeing your progress visually with debt, net worth and goal trackers

Laura also shares some of her own goals for 2026; from investing more intentionally (LISA, S&S ISA, JISA) to getting the mortgage down and building a lifestyle where saving, spending, investing and giving all work together.

Takeaways:

Your 2026 glow up is trackable.

Tracking is the difference between wishing and doing.

Next week, we’ll be modelling some of the Financielle community’s goals and showing how to turn them into realistic, achievable plans.

If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.

#moneystory #goalsetting #Financielle #TheVaultUnlocked #moneygoals

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The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

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