Most people in the mortgage industry give up way too soon on loans that appear to be difficult or impossible but with some "out of the box" thinking, you'll be surprised to find solutions no one else thought of. Believe or not, curiosity is the #1 thing you need to have to find solutions to mortgage problems. By having curiosity, you'll be urged to ask and inquire about possible ways to solve problems using unique or even simple solutions. I find that the more you solve problems, the better you get at solving problems which means you become much better at closing loans. In my career, I've been known as the guy everyone sends loans to that no one else can close simply because I am curious and because I don't give up when things seem tough. Most loans have a solution, you just have to find a way to overcome that obstacle or find someone who can offer some words of advise. Having experience and knowledge in the mortgage industry does help but is not a requirement, since things are constantly changing which means you have to continuously learn new things that will result in overcoming new problems. Get started listening to this episode to learn some solutions for common mortgage problems that can possibly save your loans from being denied.