DiscoverBiggerPockets Money PodcastWhich Path to Financial Independence Is Faster? Sell or Rent?
Which Path to Financial Independence Is Faster? Sell or Rent?

Which Path to Financial Independence Is Faster? Sell or Rent?

Update: 2025-12-26
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Description

Should you turn your primary home into a rental property or sell it when you move? It's one of the biggest financial decisions homeowners face, and in this episode, Mindy Jensen and Scott Trench are helping Alyssa and John figure out the answer.


This couple is relocating and facing a dilemma: they have a home with a low mortgage rate that could generate rental income, but they're also craving simplicity and wondering if selling would accelerate their path to financial independence. Alyssa and John open up about their complete financial picture, investment portfolio, and long-term FI goals as Scott and Mindy crunch the numbers and weigh the options.


This Episode Covers:




  • The financial pros and cons of converting your primary residence into a rental property




  • How to analyze rental property cash flow and return on investment




  • Tax implications of selling vs. renting out your home




  • The impact of low mortgage rates on the rent vs. sell decision




  • Lifestyle considerations: being a long-distance landlord and property management challenges




  • How rental income affects your path to financial independence




  • Real numbers breakdown: Alyssa and John's complete financial analysis




  • Property management costs and whether DIY landlording is worth it




  • How to make smarter real estate decisions during major life transitions




And SO much more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

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Which Path to Financial Independence Is Faster? Sell or Rent?

Which Path to Financial Independence Is Faster? Sell or Rent?

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