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πŸ– Rethinking Retirement: Is 60 Still the Finish Line?

πŸ– Rethinking Retirement: Is 60 Still the Finish Line?

Update: 2025-05-22
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In this episode, host Kevin Neoh explores a timely question β€” should retirement still be at age 60, or extend to 65 year-old, or another number?

With Malaysians living longer and carrying more financial responsibilities into later life, it’s time to rethink what retirement really means.

We take a deep dive to look at how the concept of Retirement has evolve over the years, and whether life model of β€œstudy, work, save, retire," is still a practical model for us.

You will also understand more about Malaysia’s life expectancy data, EPF savings benchmarks, and the three stages of retirement: Go-Go, Slow-Go, and No-Go, and this thing call Multi-stage Life; all these will help you to have a better conclusion on whether 60 year-old is still the fininshing line?

Tune in and discover why designing your retirement should start with your values, not just a number.


Reach out to Kevin here to discuss about your retirememnt readiness, and how you can build a healthier relationship with your money while you work on attaining Financial Freedom.


Chapters

00:00 Introduction

02:30 Let's talk about Retirement Age

03:47 The Life Model We Were Told to Follow

08:56 The Risks of Delaying Enjoyment in Life

14:05 Historical Context of Retirement Age

19:00 How Retirement Landscape Has Been Shifting on Us

19:41 How many years of life after 60?

26:39 Understanding Retirement Needs and Financial Planning

34:11 The Multi-Stage Life

38:21 Wrap-up

40:08 Looking Ahead: Designing a Life Beyond Retirement


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πŸ– Rethinking Retirement: Is 60 Still the Finish Line?

πŸ– Rethinking Retirement: Is 60 Still the Finish Line?

Kevin Neoh, CFP, CeFC