Lance Roberts & Jonathan Penn tackle two of the biggest gaps in financial education: How to actually use RSI, MACD, Money Flow, and MACD Histogram together, and why post-retirement planning (the “decumulation” phase) is so overlooked—yet absolutely critical. Lance and Jon break down the mysteries of indicator interplay, retirement income strategies, and how to evaluate who you can trust with your money.

0:00 - INTRO
0:19 - The Math Ain't Mathin' for 2026 Earnings Projections
4:57 - I Told You So
10:42 - Technical Analysis - Keep it Simple
14:04 - Adapt Your Technical Analysis to Your Time Frame
15:19 - Looking for a Trend - What is a Moving Average?
18:02 - What the MACD Tells Us - The Gap
22:18 - Measuring Relative Strength
24:16 - The Bitcoin Example
27:18 - Buyers and Sellers and Money Flows
30:41 - No One Size Fits All
32:09 - The Value of Diversified Portfolio Management
34:30 - The Fallacies of Diversification
37:40 - Retirement Doesn't Mean the Same for Everyone
44:37 - Organization of Withdrawal Strategies

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Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer

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