Not all Roth conversions are created equal — and new research shows a clear winner.

Richard Rosso breaks down a study that modeled hundreds of thousands of retirement scenarios to determine which Roth conversion strategy performs best over a 10-year period:

• Staying in a traditional IRA/401(k) and taking RMDs
• A one-time Roth conversion
• A gradual, multi-year conversion strategy

We examine how taxes, RMDs, longevity, and investment returns affect the outcome — and why a one-time conversion often comes out ahead if you can handle the upfront tax bill.

0:19 - The Sexiest Word in Finance
4:44 - The Roth Account Smile
7:29 - Roth Applications for Different Stages of Life
10:17 - Tax Hierarchy Considerations
14:09 - The Craft of Retirement Income & Withdrawals
19:07 - Roth as a Legacy Tool
21:22 - A Lifetime of Tax Savings with Roth
24:11 - Why a One-time Roth Conversion is Best Option
30:36 - Reconsidering Gradual Withdrawals
33:12 - Retirement Strategies are Personal
33:53 - Tim Allen, Mike Rowe, & Why Men Don't Work
38:14 - Thanksgiving Wishes

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP
Produced by Brent Clanton, Executive Producer

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