What if the real power to change our economy isn’t in Washington—or on Wall Street—but sitting right at our kitchen tables?

In this chapter, Mel pulls back the curtain on how the system was built to extract from our communities and shows why seller financing is a powerful tool to flip that script. From billionaire wealth hoarding to the redlining that shaped entire neighborhoods, she connects the dots on how we got here—and why now is the moment to act differently.

You’ll learn:

• Why traditional bank financing was never designed to serve everyday people
• How seller financing can keep wealth circulating locally instead of siphoned upward
• The difference between predatory deals and ethical, community-based ones
• Why the coming “silver tsunami” of Baby Boomer homeownership could open doors for Millennials and Gen Z buyers

This isn’t just about buying property—it’s about reclaiming power, rewriting the rules, and building wealth without waiting for permission.

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