Episode 65: Is Now the WORST Time to Be a Private Money Lender?
Description
With the market shifting and money tightening, a lot of people are asking the same question: Is now really the right time to be a private money lender, or the worst?
In this episode, Rich Lennon breaks down what today’s market means for private lenders and why uncertainty can actually create some of the best opportunities. He shares the exact principles and safeguards he uses to protect his money, avoid unnecessary risk, and still generate strong returns, even when the headlines say otherwise.
You’ll Learn How To:
- Understand why real estate moves more slowly and safely than stocks and crypto
- Avoid risky properties and focus on good houses in good neighborhoods
- Use reverse draws and borrower skin-in-the-game to minimize risk
- See why liquidity is power, and how to be the solution when others can’t lend
- Lend at a discount to stay safe and under the median sales price
Who This Episode Is For:
- Investors worried about losing money in a shifting market
- Private lenders who want to lend safely without overexposure
- Anyone looking for consistent, secure returns backed by tangible assets
Why You Should Listen:
Market uncertainty doesn’t mean you should sit on the sidelines. In fact, it may be one of the best times to lend, if you know how to do it right. This episode will give you the clarity and confidence to navigate today’s challenges and turn them into opportunities for growth and security.
What You’ll Learn in This Episode:
[00:00 ] The big question: is now a good or bad time to lend?
[01:00 ] Why market illiquidity creates opportunities for lenders
[02:00 ] How do up markets vs. down markets impact investors and lenders differently
[04:00 ] Why real estate is slower and safer than the stock market
[05:00 ] Why lending below the median sales price protects you
[07:00 ] Why good houses in good neighborhoods always sell
[08:00 ] How recessions create more opportunities for private lenders
[09:00 ] Why it’s always a good time to be a private money lender
Follow Rich Lennon here:
Website: https://richlennon.com/
Facebook: https://www.facebook.com/rich.lennon.121
Instagram: https://www.instagram.com/richlennon92/