Whether you’re one for making resolutions or not, the start of a new year is a good time to take stock of your finances. In this episode, host Andrea Fox joins Georgie Frost, award-winning financial journalist and radio presenter, and Josh Widdicombe, comedian, writer and co-host of Channel 4’s The Last Leg, to talk about the impact of the Covid-19 pandemic, self-employment and managing your finances in uncertain times, and how to set and stick to your money goals in the year ahead.

How can you find more information?



Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area.



You can also find lots of helpful information on some of the topics discussed in this episode on the following sites:



Saving and budgeting



Money Advice Service: www.moneyadviceservice.org.uk/en/tools/savings-calculator

Citizens Advice: www.citizensadvice.org.uk/debt-and-money/budgeting/budgeting/work-out-your-budget

Royal London: www.royallondon.com/articles-guides/your-money/budgeting



Cutting your bills



Money Advice Service: www.moneyadviceservice.org.uk/en/articles/how-to-save-money-on-household-bills

Energy Saving Trust: energysavingtrust.org.uk/energy-at-home



Paying off debt



StepChange: www.stepchange.org

Citizens Advice: www.citizensadvice.org.uk/debt-and-money/help-with-debt

Royal London: www.royallondon.com/articles-guides/your-money/debt



Managing your finances when you’re self-employed



GOV.UK: www.gov.uk/working-for-yourself

Money Advice Service: www.moneyadviceservice.org.uk/en/categories/self-employment



Coronavirus support



Royal London: www.royallondon.com/coronavirus/your-finances

Money Advice Service: www.moneyadviceservice.org.uk/en/hub/coronavirus-money-guidance



This episode was recorded in December 2020 during the coronavirus outbreak. For the latest information on financial support and benefits, visit gov.uk/coronavirus.



Please note that all topics discussed in this episode can vary depending on your personal circumstances. The value of investments can fall as well as rise and you could get back less then you pay in. Any figures quoted were accurate at the time of recording.