In this episode of 'The penny drops', our host Andrea Fox talks to personal finance journalist and savings whizz Emma Lunn. This month we're finding out everything you need to know about how to save money.

How can you find more information?

Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area.

You can also find lots of helpful information about saving on the following sites:

Money Advice Service

Website: www.moneyadviceservice.org.uk/en/categories/how-to-save-money

Telephone: 0800 138 7777  

StepChange

Website: www.stepchange.org/debt-info/your-financial-situation.aspx

Telephone: 0800 138 1111

Which!

Website: www.which.co.uk/money/savings-and-isas

Please note that all topics discussed in this episode can vary depending on your personal circumstances, and the value of investments or savings can go down as well as up. Any figures quoted were accurate at the time of recording (October 2019).