How a Table Mortgage REALLY Works – Explained Without the Jargon⎥Ep. 2301
Update: 2025-12-29
Description
Most Kiwis have a table mortgage, but few truly understand how they work.
In this episode, Ed and Andrew break down the numbers behind New Zealand’s most common mortgage type, including why your repayments barely seem to make a dent in the early years.
You’ll learn:
- How much interest do you really pay over the life of your loan
- How table mortgage repayments are calculated
- What happens when rates change
This episode provides a clear and simple framework to help you finally understand your mortgage and take control of it.
And here is the Epic Guide To Mortgages which was mentioned in this episode.
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