How to Start Business Credit with EIN: Your Ultimate Guide to Building Business Credit in 2025
Description
Trying to build business credit without tying every application to your SSN?
You’re not alone.
With the right steps, you can start establishing credit in your company’s name using your EIN—and open doors to better terms, higher limits, and real separation from your personal profile.
In this episode of Your Path to Prosperity, we walk you through starting business credit with an EIN—step by step.
Tune in to learn:
Why separation matters: form your business, get an EIN, set up a dedicated address/phone, and open a business bank account
Exactly how to get on the bureaus’ radar: apply for a D-U-N-S® number and confirm listings with D&B, Experian, and Equifax Business
Build your first tradelines: use net-30 vendors that report; pay early to target a strong PAYDEX (80+) before moving to store/fleet/visa lines
Insider tips: keep utilization low, avoid unnecessary personal guarantees, and monitor reports so small errors don’t cost you big
Because your company deserves credit that’s truly business—not personal.
Want More Info? Read (or listen to) the full article:
https://wealthopedia.com/loans/business-loans/how-to-start-business-credit-with-ein/
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