DiscoverThe Wealthopedia PodcastWhat is the 5/24 Rule? The Hidden Chase Credit Card Barrier You Need to Know
What is the 5/24 Rule? The Hidden Chase Credit Card Barrier You Need to Know

What is the 5/24 Rule? The Hidden Chase Credit Card Barrier You Need to Know

Update: 2025-07-28
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Planning to apply for new credit cards but worried about Chase’s infamous 5/24 Rule holding you back?
You’re not alone.
This simple threshold—no more than five new cards in 24 months—can trip up even savvy applicants. But with the right game plan, you can hit your bonus goals without stumbling.

In this episode of Your Path to Prosperity, we demystify Chase’s 5/24 Rule and share strategies to work around it.

Tune in to learn:

  • Why Chase enforces 5/24—how it protects their risk and impacts your approval odds

  • Exactly which cards count—personal, limited business, and certain Chase conversions that add to your total

  • How to time your applications—spacing between issuers, leveraging product changes, and using authorized-user boosts

  • Insider tips to stay under 5/24—exceptions, soft-pull tactics, and bonus-maximizing sequences

Because opening new cards should empower your financial journey, not derail it.

Want More Info? Listen to the full Article:
https://wealthopedia.com/loans/business-loans/what-is-the-5-24-rule-chase-credit-card/

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What is the 5/24 Rule? The Hidden Chase Credit Card Barrier You Need to Know

What is the 5/24 Rule? The Hidden Chase Credit Card Barrier You Need to Know

Wealthopedia.com