DiscoverThe Wealthopedia PodcastWhen a Term Life Insurance Policy Matures: What Happens Next?
When a Term Life Insurance Policy Matures: What Happens Next?

When a Term Life Insurance Policy Matures: What Happens Next?

Update: 2025-08-07
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Expecting a cash refund when your term life policy ends?
You’re not alone.
Most term policies simply expire—no payout, no return of premiums—unless you’ve added specific riders.

In this episode of Your Path to Prosperity, we break down what really happens when your term life insurance policy matures and how to keep your coverage—and your peace of mind—intact.

Tune in to learn:

  • Why term life insurance offers pure protection without a maturity payout

  • Exactly what happens at maturity: coverage ends and no cash is returned unless you added a Return of Premium rider

  • How to continue coverage or adapt: renew at higher rates, convert to permanent, shop new terms, or self-insure

  • Insider strategies: evaluate Return of Premium riders and start planning 18 months before expiration to avoid gaps

Because your protection deserves a plan that doesn’t leave you uninsured at the finish line.

Want More Info? Listen to the full article:

https://wealthopedia.com/insurance/life-insurance/a-term-life-insurance-policy-matures/

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When a Term Life Insurance Policy Matures: What Happens Next?

When a Term Life Insurance Policy Matures: What Happens Next?

Wealthopedia.com