DiscoverThe Retirement and IRA ShowIRMAA, Widow Status, Roth Conversions, Annuity RMDs, and Rollovers: Q&A #2538
IRMAA, Widow Status, Roth Conversions, Annuity RMDs, and Rollovers: Q&A #2538

IRMAA, Widow Status, Roth Conversions, Annuity RMDs, and Rollovers: Q&A #2538

Update: 2025-09-20
Share

Description

Jim and Chris discuss listener questions on IRMAA reductions and Roth-conversion effects, widow filing status and IRMAA, in-kind stock Roth conversions and RMD transfers, annuity RMD interactions, and 60-day rollover mail timing. (7:45 ) George asks whether an approved SSA Form 44 that reduced 2025 IRMAA will also govern next year, how a large 2026 Roth […]


The post IRMAA, Widow Status, Roth Conversions, Annuity RMDs, and Rollovers: Q&A #2538 appeared first on The Retirement and IRA Show.

Comments 
In Channel
Social Security, IRMAA, ETFs, Private Investments: Q&A #2547

Social Security, IRMAA, ETFs, Private Investments: Q&A #2547

2025-11-2201:23:37

QLAC Rules and Uses: EDU #2547

QLAC Rules and Uses: EDU #2547

2025-11-1901:31:42

Social Security,Estate Planning PSA, Annuity Payments: Q&A #2546

Social Security,Estate Planning PSA, Annuity Payments: Q&A #2546

2025-11-1501:19:03

2026 Social Security Changes: EDU #2546

2026 Social Security Changes: EDU #2546

2025-11-1250:49

Social Security and Roth Conversion Strategies: Q&A #2545

Social Security and Roth Conversion Strategies: Q&A #2545

2025-11-0801:09:14

Retirement Preparedness and Planning Lessons: EDU #2545

Retirement Preparedness and Planning Lessons: EDU #2545

2025-11-0501:02:21

Social Security, IRMAA Taxation, 529 Rollover, Deferred Annuities: Q&A #2544

Social Security, IRMAA Taxation, 529 Rollover, Deferred Annuities: Q&A #2544

2025-11-0101:34:21

Social Security Claiming Strategies, Part 2: EDU #2544

Social Security Claiming Strategies, Part 2: EDU #2544

2025-10-2901:21:54

HSA Contributions, Social Security, Fee Disclosures, TSPs: Q&A #2543

HSA Contributions, Social Security, Fee Disclosures, TSPs: Q&A #2543

2025-10-2501:14:07

Social Security Claiming Strategies, Part 1: EDU #2543

Social Security Claiming Strategies, Part 1: EDU #2543

2025-10-2201:11:24

Spousal Roth, Backdoor Roth, Social Security, Post-Tax Contributions, HSA Strategy: Q&A #2542

Spousal Roth, Backdoor Roth, Social Security, Post-Tax Contributions, HSA Strategy: Q&A #2542

2025-10-1801:15:42

IRA Rollover Mistakes and Exceptions: EDU #2542

IRA Rollover Mistakes and Exceptions: EDU #2542

2025-10-1501:20:56

Social Security, HSA Held Annuities, IRA Annuities: Q&A #2541

Social Security, HSA Held Annuities, IRA Annuities: Q&A #2541

2025-10-1101:22:50

Military Retirement Planning: EDU #2541

Military Retirement Planning: EDU #2541

2025-10-0801:13:21

Social Security, Roth Conversions, RMD Calculations: Q&A #2540

Social Security, Roth Conversions, RMD Calculations: Q&A #2540

2025-10-0401:20:09

Delay Period Strategy: EDU #2540

Delay Period Strategy: EDU #2540

2025-10-0101:09:43

Social Security, 60-Day Rollover, Inherited IRA, and Deferred Income Annuity: Q&A #2539

Social Security, 60-Day Rollover, Inherited IRA, and Deferred Income Annuity: Q&A #2539

2025-09-2701:47:53

Tax Planning Strategies: EDU #2539

Tax Planning Strategies: EDU #2539

2025-09-2401:18:58

IRMAA, Widow Status, Roth Conversions, Annuity RMDs, and Rollovers: Q&A #2538

IRMAA, Widow Status, Roth Conversions, Annuity RMDs, and Rollovers: Q&A #2538

2025-09-2001:15:25

Discussing An Article On Retirement Planning: EDU #2538

Discussing An Article On Retirement Planning: EDU #2538

2025-09-1701:11:27

loading
Google Play
Download from Google Play
Castbox
Download from App Store
usUnited States
00:00
00:00
x

0.5x

0.8x

1.0x

1.25x

1.5x

2.0x

3.0x

Sleep Timer

Off

End of Episode

5 Minutes

10 Minutes

15 Minutes

30 Minutes

45 Minutes

60 Minutes

120 Minutes

IRMAA, Widow Status, Roth Conversions, Annuity RMDs, and Rollovers: Q&A #2538

IRMAA, Widow Status, Roth Conversions, Annuity RMDs, and Rollovers: Q&A #2538

Jim Saulnier, CFP® & Chris Stein, CFP®