In this episode of The Maine Farmcast, Dr. Colt W. Knight sits down with Chris Howard, project manager for the University of Maine’s Crop Insurance and Risk Management Program, and longtime Extension Specialist Dr. David Handley to unpack the essential—but often overlooked—topic of managing risk on the farm. From weather disasters and market swings to labor shortages and legal liabilities, they discuss how every farm, no matter the size or experience level, faces a unique mix of risks that can make or break long-term success.

Chris and David share practical advice on business planning, farm recordkeeping, and the real value of programs like the USDA’s Pasture, Rangeland, and Forage Insurance, Whole-Farm Revenue Protection, and disaster assistance through the Farm Service Agency. Whether you’re a beginning farmer looking to secure your first enterprise or a seasoned producer facing drought, this episode offers tools and stories to help you protect your farm’s future. 

• UMaine Extension’s crop insurance and risk management programs

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