Mini Episode: Why 13 Week Cash Planning is a Waste of Time
Description
Episode Summary
In this mini episode of the Free to Grow CFO Podcast, Jon Blair challenges the dogma surrounding 13-week cash forecasts for DTC brands. While most fractional CFOs swear by them, Jon argues that they’re often unnecessary and waste valuable time. Instead, he shares a more efficient, decision-driven approach to cash forecasting that prioritizes practicality over tradition.
Whether you're leading a scaling DTC brand or managing finance ops, this episode will help you rethink how much cash flow visibility you really need—and when.
Key Takeaways:
-Just because 13-week cash forecasts are common doesn’t mean they’re right for your business.
-Weekly cash models should only be activated if monthly projections raise red flags.
-Most brands only need 2–6 weeks of weekly visibility to make accounts payable decisions effectively.
Episode Links
Jon Blair - https://www.linkedin.com/in/jonathon-albert-blair/
Free to Grow CFO - https://freetogrowcfo.com/
Transcript
00:00 Rethinking the 13-Week Cash Forecast
04:03 Building Cash Forecasts for Decision-Making























