Mortgage Rates Slightly Up, Stability Expected
Update: 2025-12-10
Description
Mortgage rates have seen a slight uptick, with the average thirty-year fixed rate now at six point one four percent and the fifteen-year rate steady at five point five three percent. This means borrowing costs have risen for longer-term loans. Rates for refinancing are generally higher, with the thirty-year fixed refinance rate at six point two two percent and the fifteen-year rate at five point six eight percent. Experts predict rates will remain stable into early next year, with no significant drops expected. Understanding these rates is key for home buyers and refinancers, as loan terms can significantly impact monthly payments and total interest paid.
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