If you're an expat living in Germany, navigating the insurance jungle can be overwhelming. 🤯In this video, we break down which insurances are absolutely essential to protect your financial future - and which ones are a total waste of money.✅ What we cover:- The 4 must-have insurances every expat in Germany needs- The 3 most useless insurances you should avoid- Real-life examples and case studies (including how we cut one viewer’s pension fees by 77%)- Key German insurance terms explained: Haftpflichtversicherung, Krankenversicherung, Berufsunfähigkeitsversicherung, Restschuldversicherung, and more💸 Whether you're new to Germany or have been here for years, this guide will save you hundreds - if not thousands - of Euros every year.🧠 Topics covered in this video:- Best insurances in Germany for expats- Private vs. public health insurance (GKV vs. PKV)- Why liability insurance is a must- The truth about glass break and accident insurance- How to protect your income with disability insurance- Private pensions and how to avoid high fees- German insurance system explained simplyRead the full article on our website: https://perfinex.de/must-have-useless-insurances-expats-germany/-----PerFinEx GmbH - Personal Finance for ExpatsThe #1 English-speaking & Independent Financial Planner in GermanyFurther legal information is available at perfinex.de/impressum