Want to retire early in Germany? 🤔In this video, we break down the 5 essential steps to achieve financial independence (FIRE) — so you can take control of your money, your time, and your future.We’ll go beyond the oversimplified “just buy one ETF” advice and show you a real roadmap to financial freedom in Germany. Whether you’re just starting your FIRE journey or already investing, this guide will help you plan smarter, save faster, and invest more effectively.💡 What you’ll learn in this video:1️⃣ How to calculate your FIRE number using the 4% rule — and find out what it really takes to retire early.2️⃣ How to get a clear overview of your income, expenses, assets, and debts.3️⃣ How to live frugally (not miserably) and cut costs without cutting joy.4️⃣ How to increase your income — and why this step is just as important as saving.5️⃣ How to invest smart through diversification, pensions, real estate, and ETFs — plus how to optimize your taxes for maximum returns.💬 Do you want to reach financial independence faster? Tell us your FIRE goal in the comments!Best Savings Account in Europe Calculator:https://perfinex.de/calculator/best-savings-account-in-europe/-----PerFinEx GmbH - Personal Finance for ExpatsThe #1 English-speaking & Independent Financial Planner in GermanyFurther legal information is available at perfinex.de/impressum