DiscoverThe PerFinEx Podcast: Your Guide to Financial Success in GermanyThe Secret German Agency That Can Ruin Your Life
The Secret German Agency That Can Ruin Your Life

The Secret German Agency That Can Ruin Your Life

Update: 2025-10-12
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They know where you live. They track your payments. And they decide if others trust you — without you even noticing.

Welcome to Schufa — Germany’s most powerful and most mysterious credit agency.

In this video, we uncover how Schufa works, what data they collect, and how their secret score can decide your financial future.

💥 Is Schufa even legal?

💥 What do they actually know about you?

💥 How can you protect yourself and improve your standing?

By the end of this video, you’ll understand why Schufa is often called “the secret German agency that can ruin your life” — and what you can do about it.

Request your Schufa credit report for free:

https://www.meineschufa.de/de/datenkopie-----PerFinEx GmbH - Personal Finance for ExpatsThe #1 English-speaking & Independent Financial Planner in GermanyFurther legal information is available at perfinex.de/impressum

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The Secret German Agency That Can Ruin Your Life

The Secret German Agency That Can Ruin Your Life

PerFinEx