U.S. Zip CEO: Stop Judging Buy Now, Pay Later
Description
The U.S. CEO of Zip has heard all kinds of knocks against Buy Now, Pay Later. In a wide-ranging conversation, Joe Heck tells Mary why the critics are wrong and why judgment has no place in personal finance.
Loans through Zip are originated by WebBank.
Show notes:
Chapters:
[0:00 ] Welcome & Intro to Joe Heck, CEO of Zip
[1:01 ] Defending BNPL Against the Skeptics
[2:39 ] From Flint to Fintech: Joe’s Early Money Views
[5:07 ] Why Budgeting Tools Fail Like Fad Diets
[7:44 ] The Role of AI in Personal Finance
[10:17 ] Happy vs. Sad Spending: Making Money Simple
[14:11 ] BNPL for Groceries & Small Purchases
[18:05 ] Loan Stacking, Credit Scores & Myths
[26:08 ] Zip’s Global Roots & BNPL Adoption
[29:38 ] Final Thoughts & How to Reach Joe
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United States
