Should you buy or rent in retirement? The answer isn’t as simple as the generic advice you’ll find online. In this episode of Next Act Ninjas, Dr. Rachael Van Pelt breaks down the real financial, lifestyle, and emotional trade-offs for renting vs buying in your Next Act. From equity growth and liquidity to reverse mortgages, rising rents, and hidden healthspan factors—you’ll learn how to make a housing decision that supports both your wealth and your well-being for the next 20 years.

Chapters

00:00 Navigating the Decision to Rent or Buy in Retirement

01:40 Current Day Investment Reality Check

02:56 Taking Health into Consideration

04:11 Rent vs Buy: How do the 20-Year Numbers Stack Up?

10:28 Weighing your Options 

11:23 Two Very Different Approaches

14:08 The Hidden Perks and Pitfalls of Renting or Owning

15:30 What Lifestyle do you Envision?

17:35 Emotional and Lifestyle Considerations

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Rightsized Home & Health Review https://bit.ly/4aiIBxx

Rachael Van Pelt, PhD is a retired healthspan scientist turned Realtor and longevity coach helping 55+ adults rightsize with confidence. If you’re unsure whether to move, stay put, or unlock equity, she’ll help you run the numbers, weigh the tradeoffs, and build a plan that supports both health longevity and financial freedom. Rachael works locally (in Colorado) as a Realtor and nationally as a coach. If you want expert guidance for your rightsizing journey, book a free strategy session using the above link.

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⚠️ Disclaimer: We do not accept liability for any loss or damage incurred from you acting or not acting as a result of watching any of our publications. You acknowledge that you use the information we provide at your own risk. Do your research. 

inPlace Professionals, LLC. 

2024 All rights reserved. 

Broker eXp Realty, LLC 

Copyright Notice: This podcast and our YouTube video contain dialogue, music, and images that are the property of Rachael Van Pelt. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to our YouTube channel is provided. @drrachaelvanpelt