Feeling blindsided by a layoff in your 50s? You’re not alone—many Americans are forced to retire earlier than planned. But this moment can be a fork in the road. In this episode of Next Act Ninjas, Rachael Van Pelt shows you how to turn job loss into opportunity. Weigh whether to return to full-time work, part-time work, or pivot toward early retirement. Map out strategies to bridge the gap years before Social Security and Medicare. Discover how to align your wealthspan with your healthspan and avoid wasting your best decade.

👉 Learn how to:

• Run the numbers to see if early retirement is possible
• Cover healthcare and income gaps without draining savings
• Use real estate, Roth conversions, and tax strategies wisely
• Protect your Go-Strong years (ages 55–65) for health and adventure

🎧 Listen now and take control of your Next Act!

Chapters

00:00 Laid Off in Your 50s? Why It Could Be Your Best Opportunity Yet

02:45 Early Retirement vs. Going Back to Work: How to Decide Wisely

06:47 Why Your Healthspan Matters More Than Your 401K Balance

09:05 Bridging the Gap Years: Healthcare, Income, and Smart Withdrawal Strategies

13:22 Maximizing Your Go-Strong Decade: Aligning Wealthspan and Healthspan

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Rightsized Home & Health Review https://bit.ly/4aiIBxx

Rachael Van Pelt, PhD is a retired healthspan scientist turned Realtor and longevity coach helping 55+ adults rightsize with confidence. If you’re unsure whether to move, stay put, or unlock equity, she’ll help you run the numbers, weigh the tradeoffs, and build a plan that supports both health longevity and financial freedom. Rachael works locally (in Colorado) as a Realtor and nationally as a coach. If you want expert guidance for your rightsizing journey, book a free strategy session using the above link.

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⚠️ Disclaimer: We do not accept liability for any loss or damage incurred from you acting or not acting as a result of watching any of our publications. You acknowledge that you use the information we provide at your own risk. Do your research. 

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Copyright Notice: This podcast and our YouTube video contain dialogue, music, and images that are the property of Rachael Van Pelt. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to our YouTube channel is provided. @drrachaelvanpelt