What if “just work longer” isn’t an option for your retirement? In this episode of Next Act Ninjas, Dr. Rachael Van Pelt exposes why delaying retirement is bad advice for most Americans—and what smarter strategies you can use instead.

You’ll learn how to:
✅ Unlock the wealth hidden in your home (downsizing, house hacking, reverse mortgages)
✅ Reinvest equity to create sustainable income streams
✅ Optimize Social Security and Medicare decisions
✅ Protect your healthspan to reduce healthcare costs and extend wealthspan
✅ Redefine purpose and lifestyle beyond the paycheck

If your financial plan relies on working longer, it may not be much of a plan at all. Discover how to thrive in your Next Act—even when a paycheck isn’t possible.

✨ Ready to design a healthier, wealthier retirement strategy? Book a free discovery call with Dr. Rachael here: https://calendly.com/rachael-vanpelt/discovery

• Episode 47: Rightsizing vs. Downsizing: Finding the Perfect Fit for Lifestyle Longevity

Chapters

00:00 When Working Longer is Not an Option

03:16 Shifting Mindset from 'Keep Earning' to 'Growing Existing Wealth'

05:12 Leveraging Real Estate for Retirement

06:36 Re-invest Any Equity You Pull Out of Real Estate

08:17 Intergenerational Strategies for Growing Wealth

09:09 Can we Count on Social Security as a Safety Net?

11:40 Improve Healthspan to Extend Wealthspan

14:02 Creatively Find Alternative Solutions for Extending Wealthspan

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Rightsized Home & Health Review https://bit.ly/4aiIBxx

Rachael Van Pelt, PhD is a retired healthspan scientist turned Realtor and longevity coach helping 55+ adults rightsize with confidence. If you’re unsure whether to move, stay put, or unlock equity, she’ll help you run the numbers, weigh the tradeoffs, and build a plan that supports both health longevity and financial freedom. Rachael works locally (in Colorado) as a Realtor and nationally as a coach. If you want expert guidance for your rightsizing journey, book a free strategy session using the above link.

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⚠️ Disclaimer: We do not accept liability for any loss or damage incurred from you acting or not acting as a result of watching any of our publications. You acknowledge that you use the information we provide at your own risk. Do your research. 

inPlace Professionals, LLC. 

2024 All rights reserved. 

Broker eXp Realty, LLC 

Copyright Notice: This podcast and our YouTube video contain dialogue, music, and images that are the property of Rachael Van Pelt. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to our YouTube channel is provided. @drrachaelvanpelt