Ever feel like travel is out of reach or just too expensive? Or maybe you're not big on travel but still want to make the most of your everyday spending? In this episode, Megan shares her secrets for maximizing credit card points—not just for travel, but for other rewards too!

Megan opens up about how she went from budget road trips to planning family getaways using credit card perks. She explains how to choose the right cards, earn points on what you’re already buying, and unlock incredible perks like free flights and hotel stays. Whether you've been in the credit card point game or your brand new this conversation is full of actionable tips you may be missing out on!

What You’ll Hear in This Episode:

[00:00 ] A welcome and New Year goals chat

[03:05 ] Megan’s journey to making travel affordable and accessible

[04:48 ] Simple strategies for earning and using credit card points

[07:53 ] Tips for building credit responsibly without overspending

[09:17 ] Planning family vacations (or staycations!) with points

[11:58 ] Megan’s travel hacks for busy moms and families

[19:07 ] How to manage travel with little ones and keep it fun

[23:09 ] Planning big trips while balancing everyday life

[28:14 ] Creative ways to use points beyond travel

[30:30 ] Managing multiple credit cards without the overwhelm

[37:11 ] Using rewards to create meaningful family experiences

[43:24 ] Final thoughts and how to set goals that matter

Connect with Megan:

Follow Megan on Instagram: @pointstooparadise

Explore the Travel Points Academy: points-too-paradise.teachable.com

Download the Free Travel Points 101 Guide: pointstooparadise.kit.com

Discover more tips and resources: pointstooparadise.com

Connect with Kelsey:

Follow me on Instagram: @thisiskelseysmith

Follow Momma Has Goals: @mommahasgoals

Download the Momma Has Goals app for Apple or Android

Check out more resources at thisiskelseysmith.com

✨ Do you have a favorite way to use your rewards—travel or something else? Share it with us! I’d love to hear how you make points work for YOU!