Social Security, Inherited Roth, and IRMAA: Q&A #2533
Description
Jim and Chris discuss listener questions on Social Security spousal benefits, filing logistics and spousal eligibility with a disabled child, an inherited Roth IRA, and IRMAA concerns.
(14:30 ) A listener asks why his spouse’s Social Security spousal benefit is less than half of his primary benefit amount.
(21:45 ) George asks about the process and documentation needed when filing for Social Security benefits that will also increase payments for his spouse and disabled adult son, and about eligibility for a spousal benefit while delaying his own claim.
(40:30 ) The guys review a ChatGPT summary of Inherited Roth rules and whether there are RMDs for a non-spouse beneficiary that inherited in 2023.
(1:03:30 ) Jim and Chris address a question about an IRMAA increase caused by a lump-sum Social Security payment.
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United States
