Social Security, Risk Philosophy, Fraternal Benefit Societies, Roth Conversions: Q&A #2535
Description
Jim and Chris discuss listener questions on Social Security timing rules, retroactive benefits for an ex-spouse, investment strategy philosophy, fraternal benefit societies, and Roth conversions.
(6:30 ) The guys address a listener’s question about whether applying for Social Security at 70 requires enrolling in Part B or if retroactive filing is an option without losing payments.
(16:00 ) A listener asks why their 75-year-old father was denied six months of retroactive spousal benefits while a widowed friend who applied at the same time received them.
(33:30 ) Jim and Chris respond to a listener who questions the “You won the game, why take the risk” from a previous episode and asks whether a high-equity portfolio still makes sense.
(53:00 ) The guys respond to a listener’s email about fraternal benefit societies that operates outside guaranty associations.
(1:12:00 ) Georgette asks whether converting to a Roth and then spending from it makes more sense than other withdrawal options.
The post Social Security, Risk Philosophy, Fraternal Benefit Societies, Roth Conversions: Q&A #2535 appeared first on The Retirement and IRA Show.
United States
