DiscoverI Love Mortgage Brokering673: How US Inflation Could Affect Canadian Rates - Dave Larock
673: How US Inflation Could Affect Canadian Rates - Dave Larock

673: How US Inflation Could Affect Canadian Rates - Dave Larock

Update: 2025-09-08
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How do inflation trends south of the border shape the mortgage rates your clients get here in Canada?


In this episode, I sit down with mortgage expert Dave Larock to unpack how U.S. inflation is impacting Canadian fixed rates—and what brokers should be watching as we head into a volatile rate environment.


Dave’s insight helps you make sense of the data, explain it clearly to clients, and offer advice that stands out in a sea of speculation.


What We Cover:



  • Why Fixed Rates Are Rising – Even as central banks talk about cutting.

  • US Inflation Spillover – How the American economy quietly influences Canadian borrowing costs.

  • BoC Rate Cut Outlook – Why Dave still thinks we’ll see more cuts in 2024.

  • Fixed vs. Variable Strategy – What he recommends in today’s market and why.

  • Two Bold Housing Solutions – Dave’s ideas to make Canadian housing more affordable.





Rates move fast—but your advice doesn’t have to. When you understand what’s driving the changes, you can lead with clarity and confidence.


To connect with Dave, check out the links below:


Instagram


LinkedIn


https://www.morplan.ca/


 


Follow me on Instagram: www.instagram.com/scottpeckford/


I Love Mortgage Brokering: www.ilovemortgagebrokering.com


Find out more about BRX Mortgage: www.whybrx.com


Subscribe to my 3-2-1 Thursday Email


I Love Mortgage Brokering is in partnership with Ownwell. 


To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca/scott.

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673: How US Inflation Could Affect Canadian Rates - Dave Larock

673: How US Inflation Could Affect Canadian Rates - Dave Larock

I Love Mortgage Brokering